*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

body {
  line-height: 1.6;
  color: #102a43;
  background: #ffffff;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  text-decoration: none;
  color: inherit;
}

button {
  cursor: pointer;
  border: none;
  background: none;
  font-family: inherit;
}

/* ── Navigation ── */
.nav-fixed {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 100;
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(16, 42, 67, 0.06);
  transition: box-shadow 0.3s ease;
}

.nav-fixed.scrolled {
  box-shadow: 0 1px 20px rgba(16, 42, 67, 0.06);
}

.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
}

.nav-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font-family: 'Cormorant Garamond', Georgia, serif;
  font-weight: 600;
  font-size: 1.15rem;
  color: #102a43;
  letter-spacing: -0.01em;
}

.nav-logo-text {
  font-size: 1.05rem;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 2rem;
}

.nav-link {
  font-size: 0.8125rem;
  font-weight: 400;
  color: #486081;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  transition: color 0.2s ease;
  position: relative;
}

.nav-link::after {
  content: '';
  position: absolute;
  bottom: -4px;
  left: 0;
  width: 0;
  height: 1px;
  background: #d4a017;
  transition: width 0.3s ease;
}

.nav-link:hover {
  color: #102a43;
}

.nav-link:hover::after {
  width: 100%;
}

.nav-cta {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 0.8125rem;
  font-weight: 500;
  color: #d4a017;
  letter-spacing: 0.02em;
  padding: 8px 18px;
  border: 1px solid rgba(212, 160, 23, 0.35);
  border-radius: 100px;
  transition: all 0.25s ease;
}

.nav-cta:hover {
  background: #d4a017;
  color: #fff;
  border-color: #d4a017;
}

.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  padding: 4px;
}

.nav-toggle-line {
  display: block;
  width: 22px;
  height: 1.5px;
  background: #102a43;
  transition: all 0.3s ease;
  transform-origin: center;
}

.nav-toggle.active .nav-toggle-line:nth-child(1) {
  transform: rotate(45deg) translate(4px, 5px);
}

.nav-toggle.active .nav-toggle-line:nth-child(2) {
  opacity: 0;
}

.nav-toggle.active .nav-toggle-line:nth-child(3) {
  transform: rotate(-45deg) translate(4px, -5px);
}

/* ── Mobile Menu ── */
.mobile-menu {
  position: fixed;
  inset: 0;
  top: 72px;
  z-index: 99;
  background: rgba(255, 255, 255, 0.98);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  display: flex;
  align-items: center;
  justify-content: center;
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.35s ease;
}

.mobile-menu.open {
  opacity: 1;
  pointer-events: all;
}

.mobile-menu-inner {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 1.5rem;
}

.mobile-menu-link {
  font-family: 'Cormorant Garamond', Georgia, serif;
  font-size: 1.75rem;
  font-weight: 400;
  color: #102a43;
  letter-spacing: -0.01em;
  transition: color 0.2s ease;
}

.mobile-menu-link:hover {
  color: #d4a017;
}

.mobile-menu-cta {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.9375rem;
  font-weight: 500;
  color: #d4a017;
  margin-top: 1rem;
  padding: 12px 28px;
  border: 1px solid rgba(212, 160, 23, 0.35);
  border-radius: 100px;
  transition: all 0.25s ease;
}

.mobile-menu-cta:hover {
  background: #d4a017;
  color: #fff;
}

/* ── Hero ── */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
  background: #0c1929;
}

.hero-gradient {
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 80% 60% at 20% 40%, rgba(16, 42, 67, 0.9) 0%, transparent 70%),
    radial-gradient(ellipse 60% 50% at 80% 60%, rgba(212, 160, 23, 0.15) 0%, transparent 60%),
    radial-gradient(ellipse 90% 70% at 50% 50%, rgba(16, 42, 67, 0.85) 0%, transparent 80%),
    linear-gradient(160deg, #0c1929 0%, #102a43 35%, #1a3a5c 60%, #243b53 80%, #1a3050 100%);
}

.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image:
    radial-gradient(rgba(212, 160, 23, 0.03) 1px, transparent 1px);
  background-size: 40px 40px;
  pointer-events: none;
}

.hero-content {
  position: relative;
  z-index: 1;
  padding: 120px 0 80px;
}

.hero-eyebrow {
  font-size: 0.75rem;
  font-weight: 500;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: #d4a017;
  margin-bottom: 1.5rem;
}

.hero-headline {
  font-family: 'Cormorant Garamond', Georgia, serif;
  font-size: clamp(2.5rem, 5.5vw, 4.5rem);
  font-weight: 300;
  line-height: 1.1;
  color: #ffffff;
  letter-spacing: -0.02em;
  margin-bottom: 1.5rem;
  max-width: 780px;
  margin-left: auto;
  margin-right: auto;
}

.hero-accent {
  font-style: italic;
  color: #f4db9e;
  font-weight: 400;
}

.hero-sub {
  font-size: clamp(1rem, 1.3vw, 1.125rem);
  font-weight: 300;
  line-height: 1.7;
  color: rgba(255, 255, 255, 0.65);
  max-width: 540px;
  margin: 0 auto 2.5rem;
}

.hero-actions {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 1rem;
  flex-wrap: wrap;
  margin-bottom: 4rem;
}

.hero-stats {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 2.5rem;
  flex-wrap: wrap;
}

.hero-stat {
  text-align: center;
}

.hero-stat-num {
  display: block;
  font-family: 'Cormorant Garamond', Georgia, serif;
  font-size: 1.75rem;
  font-weight: 500;
  color: #f4db9e;
  letter-spacing: -0.01em;
  line-height: 1.2;
}

.hero-stat-label {
  font-size: 0.6875rem;
  font-weight: 400;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.45);
  margin-top: 4px;
}

.hero-stat-divider {
  width: 1px;
  height: 40px;
  background: rgba(255, 255, 255, 0.12);
}

/* ── Buttons ── */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 0.8125rem;
  font-weight: 500;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  padding: 14px 32px;
  border-radius: 100px;
  transition: all 0.3s ease;
  white-space: nowrap;
}

.btn-primary {
  background: #d4a017;
  color: #102a43;
  border: 1.5px solid #d4a017;
}

.btn-primary:hover {
  background: #eabb3f;
  border-color: #eabb3f;
  transform: translateY(-1px);
  box-shadow: 0 8px 24px rgba(212, 160, 23, 0.25);
}

.btn-ghost {
  background: transparent;
  color: rgba(255, 255, 255, 0.85);
  border: 1px solid rgba(255, 255, 255, 0.25);
}

.btn-ghost:hover {
  border-color: rgba(255, 255, 255, 0.5);
  color: #fff;
}

.btn-outline {
  background: transparent;
  color: #102a43;
  border: 1px solid rgba(16, 42, 67, 0.2);
}

.btn-outline:hover {
  border-color: #d4a017;
  color: #d4a017;
}

.btn-full {
  width: 100%;
  justify-content: center;
}

.btn-icon {
  width: 16px;
  height: 16px;
  flex-shrink: 0;
}

/* ── Section Shared ── */
.services,
.about,
.insurance,
.cta-section,
.contact {
  padding: 8rem 0;
}

.section-header {
  text-align: center;
  margin-bottom: 4rem;
}

.section-eyebrow {
  font-size: 0.75rem;
  font-weight: 500;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: #d4a017;
  margin-bottom: 1rem;
  text-align: center;
}

.section-title {
  font-family: 'Cormorant Garamond', Georgia, serif;
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 300;
  line-height: 1.15;
  color: #102a43;
  letter-spacing: -0.02em;
}

.section-line {
  width: 48px;
  height: 1px;
  background: #d4a017;
  margin-top: 1.5rem;
}

/* ── Services ── */
.services {
  background: #ffffff;
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}

.service-card {
  padding: 2.5rem 2rem;
  border: 1px solid rgba(16, 42, 67, 0.07);
  border-radius: 16px;
  transition: all 0.35s ease;
  background: #ffffff;
}

.service-card:hover {
  border-color: rgba(212, 160, 23, 0.3);
  box-shadow: 0 12px 40px rgba(16, 42, 67, 0.06);
  transform: translateY(-4px);
}

.service-icon {
  width: 48px;
  height: 48px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 12px;
  background: rgba(212, 160, 23, 0.08);
  margin-bottom: 1.5rem;
}

.service-icon svg {
  width: 24px;
  height: 24px;
  color: #d4a017;
}

.service-title {
  font-family: 'Cormorant Garamond', Georgia, serif;
  font-size: 1.375rem;
  font-weight: 500;
  color: #102a43;
  margin-bottom: 0.75rem;
  letter-spacing: -0.01em;
}

.service-desc {
  font-size: 0.875rem;
  font-weight: 300;
  line-height: 1.7;
  color: #486081;
}

/* ── About ── */
.about {
  background: #f7f9fc;
}

.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 5rem;
  align-items: center;
}

.about-image {
  position: relative;
}

.about-image img {
  width: 100%;
  height: 700px;
  object-fit: cover;
  border-radius: 16px;
}

.about-image-accent {
  position: absolute;
  bottom: -20px;
  right: -20px;
  width: 120px;
  height: 120px;
  border: 1px solid rgba(212, 160, 23, 0.3);
  border-radius: 16px;
  z-index: -1;
}

.about-content {
  max-width: 480px;
}

.about-text {
  font-size: 0.9375rem;
  font-weight: 300;
  line-height: 1.8;
  color: #486081;
  margin-bottom: 1.25rem;
}

.about-features {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
  margin-top: 2.5rem;
}

.about-feature {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.8125rem;
  font-weight: 400;
  color: #102a43;
}

.about-feature-icon {
  width: 18px;
  height: 18px;
  color: #d4a017;
  flex-shrink: 0;
}

/* ── Insurance ── */
.insurance {
  background: #ffffff;
}

.insurance-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.5rem;
  margin-bottom: 2.5rem;
}

.insurance-card {
  padding: 2rem;
  border: 1px solid rgba(16, 42, 67, 0.07);
  border-radius: 16px;
  display: flex;
  gap: 1.25rem;
  align-items: flex-start;
  transition: all 0.3s ease;
}

.insurance-card:hover {
  border-color: rgba(212, 160, 23, 0.25);
  box-shadow: 0 8px 24px rgba(16, 42, 67, 0.05);
}

.insurance-card-icon {
  width: 44px;
  height: 44px;
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 10px;
  background: rgba(212, 160, 23, 0.08);
}

.insurance-card-icon svg {
  width: 22px;
  height: 22px;
  color: #d4a017;
}

.insurance-card-title {
  font-family: 'Cormorant Garamond', Georgia, serif;
  font-size: 1.25rem;
  font-weight: 500;
  color: #102a43;
  margin-bottom: 0.375rem;
}

.insurance-card-desc {
  font-size: 0.8125rem;
  font-weight: 300;
  line-height: 1.6;
  color: #486081;
}

.insurance-note {
  text-align: center;
  font-size: 0.8125rem;
  font-weight: 300;
  color: #627d98;
  font-style: italic;
}

/* ── CTA ── */
.cta-section {
  background: linear-gradient(160deg, #0c1929 0%, #102a43 50%, #1a3a5c 100%);
  position: relative;
  overflow: hidden;
}

.cta-section::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: radial-gradient(rgba(212, 160, 23, 0.04) 1px, transparent 1px);
  background-size: 32px 32px;
  pointer-events: none;
}

.cta-inner {
  position: relative;
  z-index: 1;
}

.cta-eyebrow {
  font-size: 0.75rem;
  font-weight: 500;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: #d4a017;
  margin-bottom: 1.25rem;
}

.cta-title {
  font-family: 'Cormorant Garamond', Georgia, serif;
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 300;
  line-height: 1.15;
  color: #ffffff;
  letter-spacing: -0.02em;
  margin-bottom: 1.25rem;
}

.cta-text {
  font-size: 1rem;
  font-weight: 300;
  line-height: 1.7;
  color: rgba(255, 255, 255, 0.6);
  max-width: 480px;
  margin: 0 auto 2.5rem;
}

.cta-actions {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 1rem;
  flex-wrap: wrap;
}

/* ── Contact ── */
.contact {
  background: #f7f9fc;
}

.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 5rem;
  align-items: start;
}

.contact-info {
  max-width: 480px;
}

.contact-details {
  display: flex;
  flex-direction: column;
  gap: 2rem;
  margin-top: 2.5rem;
  margin-bottom: 2.5rem;
}

.contact-item {
  display: flex;
  gap: 1rem;
  align-items: flex-start;
}

.contact-item-icon {
  width: 44px;
  height: 44px;
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 10px;
  background: rgba(212, 160, 23, 0.08);
}

.contact-item-icon svg {
  width: 20px;
  height: 20px;
  color: #d4a017;
}

.contact-item-label {
  display: block;
  font-size: 0.6875rem;
  font-weight: 500;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: #627d98;
  margin-bottom: 4px;
}

.contact-item-value {
  display: block;
  font-size: 0.9375rem;
  font-weight: 400;
  color: #102a43;
  line-height: 1.6;
}

.contact-item-value a {
  color: #102a43;
  transition: color 0.2s ease;
}

.contact-item-value a:hover {
  color: #d4a017;
}

.contact-map {
  border-radius: 16px;
  overflow: hidden;
  box-shadow: 0 4px 20px rgba(16, 42, 67, 0.06);
}

/* ── Contact Form ── */
.contact-form-wrap {
  background: #ffffff;
  border-radius: 20px;
  padding: 3rem;
  border: 1px solid rgba(16, 42, 67, 0.07);
  box-shadow: 0 8px 32px rgba(16, 42, 67, 0.04);
}

.contact-form-title {
  font-family: 'Cormorant Garamond', Georgia, serif;
  font-size: 1.75rem;
  font-weight: 400;
  color: #102a43;
  margin-bottom: 0.5rem;
  letter-spacing: -0.01em;
}

.contact-form-sub {
  font-size: 0.875rem;
  font-weight: 300;
  color: #627d98;
  margin-bottom: 2rem;
  line-height: 1.6;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}

.form-group {
  margin-bottom: 1.25rem;
}

.form-group label {
  display: block;
  font-size: 0.75rem;
  font-weight: 500;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: #486081;
  margin-bottom: 0.5rem;
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 12px 16px;
  font-size: 0.9375rem;
  font-family: 'Inter', system-ui, sans-serif;
  font-weight: 300;
  color: #102a43;
  background: #f7f9fc;
  border: 1px solid rgba(16, 42, 67, 0.1);
  border-radius: 10px;
  outline: none;
  transition: all 0.2s ease;
  -webkit-appearance: none;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: #d4a017;
  background: #ffffff;
  box-shadow: 0 0 0 3px rgba(212, 160, 23, 0.1);
}

.form-group input::placeholder,
.form-group textarea::placeholder {
  color: #9fb4c8;
}

.form-group textarea {
  resize: vertical;
  min-height: 100px;
}

.form-group select {
  cursor: pointer;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%23486081' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'%3E%3C/polyline%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 40px;
}

.form-success {
  display: none;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 3rem 1rem;
}

.form-success.show {
  display: flex;
}

.form-success-icon {
  width: 56px;
  height: 56px;
  color: #d4a017;
  margin-bottom: 1.25rem;
}

.form-success-title {
  font-family: 'Cormorant Garamond', Georgia, serif;
  font-size: 1.5rem;
  font-weight: 500;
  color: #102a43;
  margin-bottom: 0.5rem;
}

.form-success-text {
  font-size: 0.875rem;
  font-weight: 300;
  color: #627d98;
  line-height: 1.6;
}

/* ── Footer ── */
.footer {
  background: #0c1929;
  padding: 4rem 0 0;
}

.footer-inner {
  padding: 0 0 3rem;
}

.footer-top {
  display: grid;
  grid-template-columns: 2fr 1fr 1.5fr;
  gap: 4rem;
  padding-bottom: 3rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.06);
}

.footer-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font-family: 'Cormorant Garamond', Georgia, serif;
  font-weight: 600;
  font-size: 1.1rem;
  color: #ffffff;
  margin-bottom: 1rem;
}

.footer-tagline {
  font-size: 0.875rem;
  font-weight: 300;
  line-height: 1.7;
  color: rgba(255, 255, 255, 0.4);
  max-width: 280px;
}

.footer-links {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.footer-links a {
  font-size: 0.875rem;
  font-weight: 300;
  color: rgba(255, 255, 255, 0.5);
  transition: color 0.2s ease;
}

.footer-links a:hover {
  color: #d4a017;
}

.footer-contact {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}

.footer-phone {
  font-size: 1.1rem;
  font-weight: 400;
  color: #f4db9e;
}

.footer-contact span {
  font-size: 0.8125rem;
  font-weight: 300;
  color: rgba(255, 255, 255, 0.4);
  line-height: 1.6;
}

.footer-bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 1rem;
  padding: 1.5rem 0;
}

.footer-bottom p {
  font-size: 0.75rem;
  font-weight: 300;
  color: rgba(255, 255, 255, 0.3);
}

.footer-notice {
  max-width: 400px;
  text-align: right;
}

/* ── Scroll Reveal ── */
.reveal {
  opacity: 1;
  transform: none;
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.reveal.revealed {
  opacity: 1;
  transform: translateY(0);
}

@media (prefers-reduced-motion: no-preference) {
  .reveal {
    opacity: 0;
    transform: translateY(24px);
  }

  .reveal.revealed {
    opacity: 1;
    transform: translateY(0);
  }
}

/* ── Responsive ── */
@media (max-width: 1024px) {
  .services-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .about-grid,
  .contact-grid {
    gap: 3rem;
  }

  .footer-top {
    grid-template-columns: 1fr 1fr;
    gap: 2.5rem;
  }

  .footer-top > :nth-child(3) {
    grid-column: 1 / -1;
  }
}

@media (max-width: 768px) {
  .nav-links {
    display: none;
  }

  .nav-toggle {
    display: flex;
  }

  .hero {
    min-height: 100svh;
  }

  .hero-content {
    padding: 100px 0 60px;
  }

  .hero-stats {
    gap: 1.5rem;
  }

  .hero-stat-divider {
    display: none;
  }

  .services,
  .about,
  .insurance,
  .cta-section,
  .contact {
    padding: 5rem 0;
  }

  .services-grid {
    grid-template-columns: 1fr;
  }

  .about-grid {
    grid-template-columns: 1fr;
  }

  .about-image {
    order: -1;
  }

  .about-image img {
    height: 400px;
  }

  .about-image-accent {
    display: none;
  }

  .about-content {
    max-width: 100%;
  }

  .about-features {
    grid-template-columns: 1fr;
  }

  .insurance-grid {
    grid-template-columns: 1fr;
  }

  .contact-grid {
    grid-template-columns: 1fr;
    gap: 3rem;
  }

  .contact-form-wrap {
    padding: 2rem;
  }

  .form-row {
    grid-template-columns: 1fr;
  }

  .footer-top {
    grid-template-columns: 1fr;
    gap: 2rem;
  }

  .footer-bottom {
    flex-direction: column;
    text-align: center;
  }

  .footer-notice {
    text-align: center;
    max-width: 100%;
  }
}

@media (max-width: 380px) {
  .hero-actions {
    flex-direction: column;
    width: 100%;
  }

  .hero-actions .btn {
    width: 100%;
    justify-content: center;
  }

  .cta-actions {
    flex-direction: column;
    width: 100%;
  }

  .cta-actions .btn {
    width: 100%;
    justify-content: center;
  }
}